Property Owners
Homeowners and commercial owners whose hail, wind, or storm damage claims have been denied or underpaid.
Forensic Weather Analysis
Full Spectrum Weather Services provides independent, evidence-based meteorological analysis for property owners and their legal teams. We reconstruct the storm that hit your property, using official radar, NOAA, and National Weather Service records, and deliver expert documentation that stands up to insurer scrutiny.
Our analysis is built on official, verifiable data sources
Who We Serve
Insurers routinely deny claims by asserting that no damaging weather occurred at a property, or that damage is "wear and tear." Our job is to establish, with scientific rigor, exactly what weather occurred at the location and time in question.
Homeowners and commercial owners whose hail, wind, or storm damage claims have been denied or underpaid.
Subject matter expert support for property and insurance litigation, from early case evaluation through testimony.
Independent date-of-loss verification to support appraisal, re-inspection requests, and supplemental claims.
Services
Every weather peril that damages property, analyzed at the specific address and time of loss.
Radar-derived hail size (MESH), probability of severe hail (POSH), reflectivity cores, and 3-D volume scans that show hail falling over the property.
Doppler velocity analysis, downburst and microburst identification, and surface station gust confirmation.
Rotation tracking, debris signatures, and warning histories to establish tornadic or rotational wind at the site.
Strike location and timing records correlated to the property for fire, surge, and electrical damage claims.
Precipitation totals, rainfall rates, and wind-driven rain analysis to support water damage claims.
Snow load, ice accumulation, and hard-freeze documentation for roof collapse and burst-pipe losses.
Every engagement is tailored to the case. Typical deliverables include:
Our Process
You or your attorney share the property location, the approximate date of loss, and the denial details. We confirm whether the case is a fit.
We retrieve archived NEXRAD radar, NWS warnings, SPC outlooks and discussions, surface observations, and storm reports for the event.
Our meteorologists reconstruct the storm minute by minute over the property, from reflectivity and velocity to hail cores and wind fields.
You receive a clear, fully sourced report, along with expert consultation and testimony support as your case moves forward.
Sample Work
Excerpts from a Standard Hail/Wind Report prepared for a Florida property. Client-identifying details have been redacted.
See how a complete analysis is structured: methodology, radar and surface station details, regional weather conditions, supporting NEXRAD radar data, and a signed professional conclusion on the hail size and wind gusts that hit the property.
View Sample Report (PDF)
About Us
Founded in 2024 and headquartered in Niceville, Florida, Full Spectrum Weather Services provides clear, defensible forensic meteorological analysis to support legal, insurance, and business decisions. The firm is built on more than 18 years of operational weather experience supporting U.S. military operations and NASA, environments where forecasts and analysis carry real consequences and precision is non-negotiable.
We bring that same discipline to property claims. Our team works independently on behalf of property owners and their counsel, translating complex atmospheric data into clear, defensible findings that adjusters, attorneys, and juries can understand.
Our mission is simple: accurate, actionable weather intelligence our clients can trust.
Our Team
Founder & Forensic Meteorologist
Tom leads Full Spectrum Weather Services as its forensic meteorologist. A military veteran, he brings more than 18 years of operational weather experience supporting U.S. military operations and NASA, along with over two decades of small-team leadership, training, and instruction.
His career has been built on collecting and analyzing data in high-stress environments, where accuracy matters and conclusions have to hold up. Today he applies that discipline to reconstructing past weather events, producing reports and expert testimony that are scientifically rigorous and clear enough for adjusters, attorneys, and juries to follow.
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Operations Project Manager
Rachel keeps every engagement moving, coordinating case intake, scheduling, and client communication so property owners and their counsel always know where their case stands.
FAQ
Archived NEXRAD radar and National Weather Service records extend back many years, so we can analyze most historical events. If you are unsure of the exact date of loss, we can help identify candidate storm dates for your location.
No. We work directly with property owners as well as with attorneys, public adjusters, and contractors. Many clients engage us before deciding whether to pursue legal action.
The property address, the approximate date or date range of the damage, the type of damage, and a copy of the denial letter if you have one.
We report what the data shows. If the evidence does not support damaging weather at your property, we will tell you so early, before you invest further in your case.
Yes. We support depositions, appraisals, mediations, and trial testimony as part of our expert services.
Get Started
Tell us about your property and the denied claim. A member of our team will follow up to discuss your case.